Close this search box.
Press Releases

Etiqa launches the country’s first online Takaful plan that covers persons with disabilities


Kuala Lumpur – Etiqa Family Takaful Berhad launched i-Care OKU, the first online Takaful plan that provides 1-year coverage for persons with disabilities (PwD) today. Covering those with visual, hearing, speech and/or physical disabilities, i-Care OKU has also been designed to make application easy, with no medical check-ups required. i-Care OKU is available online via the Etiqa website. The website has been designed with accessibility in mind, offering Auditory Web Accessibility in order to provide equal access and equal opportunity to persons with disabilities, enabling them to apply for takaful coverage independently.

The event to launch i-Care OKU was graced by the Honourable YB Senator Datuk Ras Adiba Mohd Radzi, Member of the Upper House, and Founder of OKU Sentral.  In attendance were also, YBhg. Dato’ Majid Mohamad, Chairman of Etiqa Family Takaful Berhad and Etiqa General Takaful Berhad, Kamaludin Ahmad, Group CEO of Etiqa Insurance & Takaful, Zafri Ab Halim, CEO of Etiqa Family Takaful Berhad, representatives from the OKU Development Department from the Malaysia Social Welfare Department, the Malaysian Association for the Blind and the Malaysian Federation of the Deaf.

As a Family Takaful plan that has been designed especially for PwD, the contribution is affordable starting from as low as RM0.33 a day for coverage of up to RM40,000.  Other benefits include Special Care Benefit whereby the certificate holder will receive cash upon diagnosis of Dengue, COVID-19, or any communicable disease requiring quarantine by Law in Malaysia, and there is also daily hospital allowance, death coverage, as well as medical reimbursement benefits.

With i-Care OKU, applicants will not be required to submit a medical report, instead they need to be holders of an OKU card issued by Department of Social Welfare.  Moreover, applicants with more than one disability are also eligible to apply for the plan, as i-Care OKU allows PwD with maximum of 2 disabilities to participate. However, their disabilities should be a combination of physical disability and either one of hearing, visual, or speech disabilities.

The Honourable Senator Datuk Ras Adiba Radzi, Member of the Upper House/Founder of OKU Sentral said, “I would like to commend Etiqa for launching i-Care OKU, a Takaful plan that offers coverage for Persons with Disabilities (PwD). PwDs often face challenges with securing insurance or takaful plans that they deserve, and I sincerely hope that more insurance providers and takaful operators in the country will follow suit.”

Zafri Ab Halim, CEO of Etiqa Family Takaful Berhad added, “Etiqa Family Takaful Berhad believes in Making the World a Better Place, which is why we are always looking for ways to reach out to the community in order to uplift those in need, socially and economically, leaving no one behind. With i-Care OKU, we have designed a plan that is more inclusive and within the reach of PwD in Malaysia.”

Aligned with the Value-Based Intermediation (VBI) guideline to look into social welfare, i-Care OKU by Etiqa is proof of our concern in improving the standards of living of the PwD community in Malaysia.”

i-Care OKU by Etiqa is available online via the Etiqa website starting today. For further information, customers may email, call Etiqa Oneline at 1-300-13-8888, or visit our website at A 24-hour Live Chat is also available on our website for any enquiries.